The most effective method to Avoid Payday Loans in Houston OppLoansNews BriefsSubprime LoansPayday LoansHow to Avoid Payday Loans in Houston How to Avoid Payday Loans in HoustonInside Subprime: Jan 15, 2018By Lindsay FrankelEven as destitution rates drop nationwide, Houston occupants keep on battling to make a decent living. Truth be told, Houston's neediness rate rose somewhat to 14.8 percent in 2016. Low-pay families looking for credit frequently go to payday advances in Houston. These present moment, little dollar advances don't require a credit check and are quick and simple to get. In any case, payday advances accompany huge dangers to borrowers' money related prosperity. Since the state of Texas does little to direct ruthless loaning, payday banks are charging 454 percent APR all things considered, as per Pew Charitable Trusts. Borrowers with terrible credit should search different choices before taking out a payday advance in Houston.What laws shield borrowers from payday advances in Houston?